It’s pretty typical of beauty/fashion blogs to be all about the spending, the enabling, the shopping ‘hauls’ and the sprees in SpaceNK/Selfridges/Boots/Superdrug (delete as appropriate) so with that in mind, today’s post is something different. It’s more about saving than spending.
Yawn, boring. I know. I’m a big fan of shopping and trust me, would much rather be doing that than squirrelling it all away for a rainy day (unless that rainy day is next Saturday, at Westfield). But, as you can probably get the gist of from the picture. Sometimes things happen in life that require more money than the average spree (my sprees have never gotten quite ‘wedding budget’ big…yet). But even on a smaller scale, there’s no denying that major life events like weddings (mortgages, buying cars, babies) all cost the big bucks. I’ve found that as soon as you mention the ‘W word and suppliers tend to add an extra zero to the price – then before you know it, you’re knee-deep in wedding inspiration mags and suddenly think that spending the GDP of a small country on table favours is totally reasonable.
Well, not really – I mean, I adore weddings and am beyond excited that this year I’ll be getting married (EEK!) and I want it to be a beautiful day. But the last thing I want is to be paying for it until we retire (which reminds me…should probably get myself a pension…oh god, I really am getting old). But regardless of how frugal/DIY you want to be with a wedding, it still costs a lot of money – and as such, saving becomes pretty darn important. Then comes the lists and the prioritising (for me, photos were the big deal – they will be the thing that lasts past the day and not something I wanted to scrimp on). But it was all about saving, before the planning…
Which brings me to talking about the goals part – in 2014, saving for my wedding is one of my major goals. We have the date set, which gives me a pretty major deadline. Which whilst scary, really helps when it comes to goals. Lloyds Bank have launched a nifty little app to help on your way towards creating your own goal for 2014 and then giving you some help towards getting there. Simply log on to their app on the facebook page, select your goal from the options of ‘home’, ‘life’ or ‘money’. So if you have something specific such as ‘buying my first home’ or ‘saving for a new baby’, or something more general such as ‘this year I will learn to budget better’ – the app can help you choose and share your goal. It then gives you a handy tool box of advice and inspiration to get you there – under the planning a wedding option they even have a link to inspiration on pinterest, which is almost (apart from dress shopping and cake tasting) the best part of wedding planning! So it’s not all doom and gloom and dull saving – it’s all about giving yourself the goal, and motivation to save for something that’s worth the sacrifice in the long run.
Even if your goal is to save for something that feels like a splurge, like a Mulberry handbag – setting it and working towards it is rewarding – and the feeling when you get there, SO much better than just handing over a credit card.
But the fun doesn’t stop there, to help you on your way to setting your own goal and sharing it with your friends on Facebook I have an iPad Air (16gb, wifi only) up for grabs (yes, really!). I’m not going to lie, I would like one of these myself, but no – it’s for one of you, as a little reward for setting that goal. All you need to do to enter is the following…
How to enter to WIN iPad Air 16GB WiFi:
– Head over to the Lloyds Facebook App
– Pick from ‘Home’, ‘Life’ or ‘Money’ and choose your goal, then share it with your friends
– Pop back to this post and leave a comment to tell me what your goal is for 2014
That’s it! Just make sure you check the rules below before you enter. Good luck & happy saving!
– UK Only
– Must be eligible to enter the app in order to win the prize draw (registered Facebook user, UK resident and 18 years or over)
– Must share your goal on the app, then leave a comment on this blog to be eligible to win
– Please provide your email address with the comment. If I am unable to contact you, another winner will be chosen.
– Deadline for entries to the app is 6th Feb. This iPad Air giveaway will close on the same day (at 12pm GMT, 06/02/14)
For full T&Cs: iPad prize draw T&Cs
This post is sponsored by, and iPad prize provided by Lloyds bank.